1. Introduction

Welcome to PanaSwiss. By using our website (www.pana-swiss.com) or engaging with our services, you agree to be bound by the following terms and conditions (the “Terms”). Please read them carefully.

2. Acceptance of Terms

By accessing or using our services, you confirm your acceptance of these Terms and agree to be bound by them. If you do not agree to these Terms, please do not use our services.

3. Use of Our Services

You may use our services only as permitted by law and according to these Terms. PanaSwiss reserves the right to suspend or cease providing any service with or without notice, and shall not be liable to you or any third party for any modification, suspension, or discontinuance of the services.

4. Intellectual Property Rights

The entire content of our website, including but not limited to text, graphics, logos, images, and software, is the property of PanaSwiss and is protected by copyright and other intellectual property laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the service or access to the service without express written permission by us.

5. User Responsibilities

You are responsible for your own communications and for any consequences thereof. You agree to use the website for lawful purposes only and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.

6. Disclaimers and Limitation of Liability

PanaSwiss provides the website and services “as is” and without any warranty or condition, express, implied, or statutory. We specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.
PanaSwiss does not guarantee that the results that may be obtained from the use of the service will be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

7. Governing Law and Jurisdiction

These Terms and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of Switzerland.

8. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms by posting updates and changes to our website. It is your responsibility to check our website periodically for changes.

9. Contact Information

Questions about the Terms should be sent to us at info@sttg.ch or by phone at +41 43 222 41 60. Our physical location is at Hinterbergstrasse 18, Steinhausen, ZUG, 6312, Switzerland.